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Financing

Finance your Costa Rica property with US-style terms

30-year terms, fixed rates, up to 75 % financing and no prepayment penalties.

New Realty Costa Rica connects qualified buyers directly with US-based lenders that offer US-style loans for eligible properties in Costa Rica. You work directly with the lender on eligibility, rate, terms and final approval.

Second Street

  • 30-year fixed-rate mortgage
  • Up to 75 % financing for qualifying buyers
  • No prepayment penalties
  • Minimum loan US$150,000
  • Second homes and investment properties
  • US citizens and permanent residents, 720 minimum FICO
  • Completed homes, condos and townhomes; US-based servicing

Volo Loans

  • 30-year amortization, fixed rate for the life of the loan
  • Up to 75 % loan-to-value
  • No prepayment penalties, predictable payments
  • Second homes, retirement and rental properties

Legal disclaimer: financing terms, rates, LTV, eligibility and approval are set by each lender and may vary by borrower, property and program. New Realty Costa Rica facilitates the connection but does not provide or approve financing.

US-style financing estimate
Monthly payment (principal + interest)
Down payment
Loan amount

Estimate only. Rates, terms, LTV and approval are set by each lender (Second Street, Volo Loans). New Realty connects you with them but does not provide or approve financing.

How US-style financing works